SIP Calculator

Calculate returns on Systematic Investment Plans

Monthly Investment

Expected Annual Return

Investment Period (Years)

Formula

M = P × ((1+r)ⁿ - 1) / r × (1+r)

Where M = Maturity, P = Monthly investment, r = Monthly rate, n = Total months

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How to Use

What is a SIP?

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds, building wealth over time.

What is a realistic return rate?

Historical equity mutual fund returns average 10-15% annually, but past performance does not guarantee future returns.

Does it account for inflation?

The calculator shows nominal returns. For inflation-adjusted returns, subtract the expected inflation rate from the return rate.